Personal Loan Documents

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Documents You Need To Prepare For Personal Loan


Identity Proof: Voter ID Card, Passport, Driving License, Aadhaar Card, PAN Card, etc.


Income Proof: Salary Slip (for salaried individuals), Audited financial record (for self-employed individuals), bank account statement.


The actual list of documents varies from one bank/NBFC/HFC to another. That said, here’s a checklist of the most common documents that are expected from all of them.


Proof of Identity: PAN Card / Voter ID / Aadhaar Card / Passport / Driving License


Proof of Address: Bank Account Statement / Aadhaar Card / Lease Documents / Property Purchase Agreement / Utility Bill / Passport / Driving License


Proof of Income: For Salaried Professionals: Salary Slip / Bank Account Statement / Form 16
For Self Employed Individuals: ITR / P&L Statement and Balance Sheet / Bank Account Statement


Proof of Business: Certificate of Practice / Partnership Deed / GST Registration and Filing Documents / MOA & AOA / Shop Act License