Rupigrow Terms & Condition
1. Consent
I/We confirm that we have carefully read and fully understood all the terms of use of availing financing that are listed on Rupigrow website at https://rupigrow.com/terms-n-conditions.html and applicable to any loan availed through the Group Website.
I/We accept the terms & conditions unconditionally and agree that these terms and conditions may be amended or modified at any time and I/we will be bound by the amended terms & conditions that are in force.
I/We Authorize https://www.rupigrow.com & its affiliates/ partners to obtain CIBIL report from credit information Bureaus
2. Declaration
I/We understand that sanction of the loan(s) is at the sole discretion of the Group NBFCs / banks (affiliated lenders) and is subject to my/our execution of necessary documents, providing any security(ies) and other closing formalities to the satisfaction of the concerned Lender. I/We agree that Rupigrow and its affiliates/ Partners at its sole discretion may reject my application without providing any reasons, and that I/We reserve no right to appeal against this decision.
I/We declare that I am/we are citizen(s) /resident(s) of India and I/we declare, warrant and represent that all the particulars and information and details given / filled in this application form and documents given by me/us to are true, correct and accurate and I/we have not withheld / suppressed any material information. I/We undertake to furnish any additional information/ documents that may be required by Rupigrow from time to time.
I/We understand that Rupigrow reserves the right to retain/discard all documents (including photographs and financial instruments) submitted along with the loan application & may not return the same to the applicant.
I/We confirm that there are no insolvency proceedings against me/us nor have
I/We confirm that I/we am/are making an application to Rupigrow for availing Personal loan, for meeting requirements/enhancement of my Personal use pursued by me/us. I/We hereby confirm that the proceeds of the loan shall not be utilised for any speculative, anti-social, immoral or illegal purposes. The proceeds of the loan shall be utilised only for the purpose, mentioned hereinabove, and in compliance with the terms and conditions prescribed by Rupigrow Fianance. Rupigrow has the right to recall the loan facility if the loan proceeds are used for any purpose other than the declared purpose.
As a pre-condition, relating to grant of the loans/advances/credit facilities by Rupigrow to me/us, I/We agree and give consent for the disclosure by Rupigrow of: I. information and data relating to me/us and our directors and group companies; II. the information or data relating to any credit facility availed of/to be availed, by me/us; and III. default, if any, committed by me/us, in discharge of any our obligations, to all or any third parties as may be deemed necessary at the sole discretion of Rupigrow. Rupigrow may, as it reasonably deems appropriate and necessary, disclose and furnish information as set forth above to CIBIL and/or any other agency authorized in this behalf by the RBI. The Borrower hereby agrees that Rupigrow shall be entitled to exchange information regarding our accounts with other financial institutions or banks, as and when required in accordance with Applicable Law and regulations. I/We undertake and acknowledge that: I. For the purpose of assessing our credit worthiness, Rupigrow, and it’s affiliate(s) and lending partners are authorized to pull from CIBIL and/or any other agency authorized by RBI, data of the applicant(s), directors, group companies, and any other individuals who are involved in the said business, on behalf of which this loan application is made; II. CIBIL and any other agency so authorized may use, process the said information and data disclosed by Rupigrow, and it’s affiliate(s) and lending partners are in the manner as deemed fit by them; III. CIBIL, and any other agency so authorized may furnish for consideration, the processed information and data or products thereof prepared by them, to banks/financial institutions and other credit grantors or registered users, as may be specified by the RBI in this behalf; IV. For the purpose of verification of my/our personal data, Rupigrow, and it’s affiliate(s) and lending partners are authorized to pull from Central KYC Records Registry, ‘Know Your Customer’ data of the applicant(s), directors, group companies, and any other individuals who are involved in the said business, on behalf of which this loan application is made and V. For the purpose of assessing our credit worthiness, Rupigrow, and it’s affiliate(s) and lending partners are authorized to fetch Goods and Service Tax returns/data, of the applicant(s), group companies, on behalf of which this loan application is made. I/We further authorize Rupigrow to keep me/us informed (vide telephone, SMS, mail, E-mail etc.) of all promotional schemes and/or activities.
The Service is not available to minors under the age of 18 or to any users suspended or removed from the system by Rupigrow for any reason. Additionally, users are prohibited from selling, trading, or otherwise transferring their accounts to another party.
By making use of this Website and furnishing your personal/contact details, you hereby agree that you are interested in availing and/or purchasing the products/services that you have selected. You hereby agree that we may contact you either electronically or through phone, to understand your interest in our products and/or services and to fulfill your demand. You also agree that we reserve the right to make your details available to any of our authorized members/agents or partners and you may be contacted by them for information and for sales through email, telephone and/or SMS. You agree to receive promotional materials and/or special offers from us through email or SMS. If you disagree with this ToU, please do not use this Website.
Please be aware that information provided on this Website is provided for general information purposes only and is provided so that you can avail the product and/or service that you feel is appropriate to meet your needs. In the event, any information provided by you on this Website is required to be revised or updated, please reach out to us on [email protected]. We shall revise or update such information as may be feasible to us, provided that we shall not be responsible for the authenticity or veracity of the information being supplied by you. You should always check the suitability, adequacy and appropriateness of the product and/or service that is of interest to you and it is your sole decision whether to obtain or refrain from obtaining any product and/or service. If you are in any doubt as to the suitability, adequacy or appropriateness of any product and/or service referred to on this Website, we suggest that you seek independent professional advice before you obtain any product and/or service via this Website.
You must take all reasonable precautions (including using appropriate virus checking software) to ensure that any information, content, material or data you provide is free from viruses, spyware, malicious software, trojans, worms, logic bombs and anything else which may have a contaminating, harmful or destructive effect on any part of this Website or any other technology. You may complete a registration process as part of your use of this Website which may include the creation of a username, password and/or other identification information. Any username, password and/or other identification information must be kept confidential by you and must not be disclosed to, or shared with, anyone. Where you do disclose to or share with anyone your username, password and/or other identification information, you are solely responsible for all activities undertaken on this Website using your username, password and/or other identification information.
Our aim is to provide you with an excellent service at all times. If you are unhappy with our service for any reason or have complain or grievance of any kind, you can inform us about the same by sending email at [email protected] We will aim to resolve your complaint as soon as possible and if we are not able to do so within two working days, we will provide you with an acknowledgement. After we have had an opportunity to investigate your concerns, we will issue you with a final response. If you remain dissatisfied with our response or in case of any kind of disputes, differences, controversies relating to or arising out of our products or services or acts or relating to the use of this Website all such disputes, differences and controversies shall be finally, exclusively and conclusively settled by Arbitration in accordance with the Rules of Arbitration under the provisions of Arbitration and Conciliation Act, 1996. The Arbitration shall be conducted in English Language and venue for such arbitration shall be Ahmedabad, India. The Award of Arbitral Tribunal shall be final and binding on the parties to the dispute. The cost of the Arbitration shall be borne by the respective parties.
You have the option to deny/withdraw your consent at any time for the collection/continued collection, use, or disclosure of your information or request for deletion of your information by mailing us at [email protected]. In case of withdrawal of your consent, we reserve the option not to provide the Services for which such information was sought. In case the services are already availed and then you raise a request to withdraw consent, then we have the right to stop the provision of the Services. We shall have the right to continue processing your information till such credit facility/Service has been repaid in full, along with any interest and dues payable and/or for such a period as may be allowed under applicable law. However, we shall not retain your data and information if it is no longer required by us and there is no legal requirement to retain the same.
Communication with Company
The name and contact details of the Nodal/Grievance Officer are provided below. You may contact the Nodal/Grievance Officer to address any discrepancies and grievances you may have with respect to your information with Rupigrow, and the same will be redressed expeditiously.
Name: Rupigrow
Contact Details: [email protected]